Terms and Condition
1. Acceptance of Terms
By accessing or using kreditseva.com (“Website,” “we,” “us,” or “our”), users (“you” or “users”) acknowledge and agree to abide by these Terms and Conditions, our Privacy Policy, and all applicable laws and regulations. If you do not agree, please discontinue use immediately.
2. Eligibility
You affirm that you are competent to contract under the Indian Contract Act, 1872, and any information you provide is true, accurate, and complete. Minors or others legally incapable are not permitted to use our services.
3. Services Offered
kreditseva.com provides digital financial solutions including, but not limited to, credit facilitation, loan applications, and financial analysis tools. Service descriptions and conditions may change without prior notice.
4. User Obligations
You shall provide correct, current, and complete information during registration or any process requiring personal data.
You are responsible for maintaining confidentiality of account details and any activity under your account.
Do not use the Website for unlawful, fraudulent, or unauthorized purposes.
5. Compliance and Consent
All services are governed by applicable Indian laws and related Reserve Bank of India guidelines, including KYC and data localization standards.
By using the Website, you consent to verification and sharing of information with NBFCs, credit bureaus, banks, and other financial institutions as required.
6. Intellectual Property
All content, software, branding, and materials on the Website are the property of kreditseva.com or its licensors. No content may be copied, distributed, or used without express written approval.
7. Limitation of Liability
kreditseva.com acts as a facilitator and does not guarantee approval for any specific financial service or product. The Website is not liable for losses or damages due to inaccuracies, service interruptions, or third-party actions.
8. Data Security
kreditseva.com follows industry-standard security practices as required by Indian law and RBI guidelines, but does not guarantee absolute data security.
9. Modification of Terms
We reserve the right to modify these Terms at any time. Updates will be posted on the Website with the effective date, and continued use indicates acceptance.
10. Governing Law and Jurisdiction
These Terms are governed by the laws of India. Any disputes or claims will be subject to courts located in [Insert Jurisdiction—commonly Mumbai, Delhi, or your principal place of business].
11. Contact Information
For queries or issues regarding these Terms, reach out via: [Insert support email/contact number].